Louisville Kentucky Area Accident Injury LawyerI get it! None of us expect to have car wrecks or be injured when we hop on a friend’s motorcycle. We plan for our retirement, our health and even becoming disabled;  but none of us think we will ever be severely injured in a car wreck and we all have this wrong idea that “the guy who caused the car wreck is going to be responsible for all my medical expenses.”  Wrong! Wrong! Wrong!  (This blog helps explain the law in regard to that issue, http://www.attorneydesmond.com/why-is-underinsured-motorist-insurance-important/.)  The other thing that happens when we are in a car wreck is we get bombarded by television lawyers who promise “big checks”, “justice”, “making the other guy pay” and friends trying to tell us their personal injury lawyer is the best.

So yes, if you have suffered a motorcycle wreck or been in an automobile accident, you should be confused because you have never dealt with an injury claim before.  I have been practicing law in Kentucky and Indiana for over 20 years and since 2005, I have pretty much concentrated exclusively on car wrecks.   I have the experience and legal skill to help you and this is why I give you my cell phone, (502-609-7567).  So you can get immediate legal advice from an experienced personal injury lawyer.

Throughout this website I try to put a lot of good information about Kentucky or Indiana car accidents. There are a lot of laws to address and it is not the most exciting subject matter.  This is why I put my cell phone out on the internet.  Because I want you, the car accident victim, to be able to get your questions answered quickly and by a personal injury attorney; not someone hired to pick up a phone and ask you twenty questions. I don’t believe in case managers or paralegals.  I will pick up my phone personally and WE will discuss whether I can help you.

Yes, I understand that you may not want to pursue a personal injury claim and just may need some legal advice about the damage to your car. I had two phone calls with car accident victims this week that ended up being nothing more than giving them some direction on handling the car’s property damage and suggesting they call me if their complaints of pain worsen.  I have handled a lot of personal injury claims, including car wrecks involving drunk drivers, friends and family killed in motorcycle wrecks, automobile accidents, or collision with a truck? I have never seen a case wherein a client thinks their personal injury settlement was worth the pain and suffering they had to go through.  Let’s just figure out your options first.  Then we can decide which way you want to go.

My name is Jim Desmond, and my practice the Desmond Law Office, PLLC is located at 4965 US Highway 42, Suite 1000, Louisville, Kentucky.  As a lawyer, I am licensed to practice personal injury law in Indiana and Kentucky.   My personal injury practice is dedicated to providing quality legal representation for car accident and motorcycle wreck victims that will earn your future business. You will deal directly with me, attorney Jim Desmond, and I will answer your call personally. I invite you to call my cell phone at 502-609-7657 and I will pick up so I can hear about the facts of your car wreck.   No website can take the place of a one-to-one consultation with a licensed, personal injury lawyer.

Kentucky or Indiana Car Wrecks: Which law applies?

If you have been injured in a car wreck, motorcycle crash or a truck accident, you have legal rights. Those legal rights depend upon where the automobile accident happened and in which state your car was insured.  This area is called Choice of Law or Conflict of Laws.  In law school, we have a whole course devoted to this subject alone.  As a result, I will try to keep it brief.

This is not absolute but in its simplest form, the site where the car wreck occurs, determines which law controls the car wreck. The site of where the insurance contract controls was originated, controls the law governing the insurance contract. So if your car is licensed in Kentucky but you are rear-ended by a drunk driver while visiting New Albany, Indiana,  Indiana law would control the car wreck.  So to use the Statute of Limitations for example, the Indiana Statute of Limitations for a car wreck is two years from the date of the wreck and it can not be extended.  The Indiana Statute of Limitations would apply even though you were a Kentucky resident. However, since your car was registered in Kentucky, Kentucky is a no-fault state which means you immediately have $10,000 of medical expense coverage for any car wreck you are in.   Your insurance company would still be obligated to provide you with no-fault benefits even though Indiana is a med-pay state.

This is a great example of how automobile accidents can raise complicated legal issues that control your personal injury claim. When choosing a personal injury lawyer try to handle your automobile accident, make sure this is an area of the law they focus on.  Very simply, Kentucky and Indiana law have become so complicated that I believe the days of the general practitioner are gone.


Also, I do not recommend you handle your own personal injury claim without the assistance of a personal injury attorney.  You have no idea how often I have seen insurance companies tell individuals that they don’t need to consult an attorney.  The job of the insurance adjuster is to settle your personal injury claim quickly and for an amount within the limits of their insured’s coverage. Their duty is to their insured, the at-fault driver, not you!  You are one of about 400 personal injury claims that one insurance adjuster is handling and he wants to settle your injury claim to move on to the next one.  My job is to recover as much as I can for your pain and suffering claim while making sure your medical expenses are paid.

The difference between myself and other lawyers is that THIS IS ALL I DO. I limit my legal practice to cases involving car wrecks and motorcycle accidents as much as possible. I only handle personal injury claims.

I have been handling automobile accidents since I became a licensed attorney in 1993.  In 2005, I started my own law office and it started on a simple premise that is still the basis of my legal practice today, YOU CAN REACH ME ON MY CELL PHONE!  Why?  Because you, my personal injury client, are important to me.  If you contact me, we are going to form a relationship based upon trust. You can not work with a lawyer if you don’t trust him and the only way you trust someone is to work with them long enough to see that they have your best interests in mind.  That process can not exist without communication and this is why I want you to talk to me and not a secretary.

I value my relationship with you, now and in the future, and I want my actions to demonstrate that.  I have a significant number of repeat clients and this is the largest compliment they can pay to me.  Rather than any testimonial on the internet, I cherish the fact that my clients enjoyed working with me enough to pick up the phone and think of me again, before they thought of any other injury lawyer.

Simply call me now at 502.609.7657 or click here to schedule a free case review. I prefer that you pick up the phone because you should not have to jump through a bunch of hoops to figure out what your legal rights are in regard to a motorcycle wreck or a car accident. I can come directly to your home, workplace or hospital room if necessary.  While my office is downtown Louisville, Kentucky, I have traveled before to New Albany, Indiana, Jeffersonville, Indiana, Lexington, Kentucky, Elizabethtown, Kentucky, Evansville, Indiana, Bowling Green, Kentucky and even Nashville, Tennessee to meet with injured clients.


Jim Desmond is the sole owner of Desmond Law Office, PLLC, a professional corporation located in Louisville, Kentucky with offices in Indianapolis, Indiana as well. Desmond Law Office is a personal injury firm that represents victims of motorcycle wrecks, trucking accidents, car wrecks and automobile accidents. I offer effective and aggressive legal representation to accident victims and their families. If you’ve been injured in a car, motorcycle or tractor trailer wreck, contact me now.  Attorney Jim Desmond cell phone: 502-609-7657

I GET IT! I understand that if you have been injured in a car wreck, you don’t know what to do!

You have friends telling you to contact their attorney, insurance companies telling you don’t need a lawyer and twenty injury attorneys on television promising you checks.

This is why you can reach me on my call phone, NOW! 502-609-7657