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Episode 3 – No Fault Coverage in Kentucky Jim Desmond is personal injury attorney licensed in Kentucky and Indiana.  His office is located in Louisville.  We will launch new episodes of the Kentucky Auto Accident Podcast, every 2 weeks.  This podcast is going to provide helpful information, so you have a better idea of what you should do after a car…Read More

Episode 2 - Determining Fault in a Kentucky Car Accident Recorded Statements with an Insurance Adjuster No one likes giving a recorded statement, especially when it comes to determining fault in an accident claim.  The adjusters have hundreds of open files.  Any piece of information you provide will go into the file.  If no one is disputing fault (e.g. they…Read More

Episode 1 Meet Jim Desmond, Louisville Car Wreck Attorney Jim Desmond is a personal injury attorney licensed to practice in both Kentucky and Indiana.  His office is located in Louisville.  We will launch new episodes of the Kentucky Auto Accident Podcast, every 2 weeks.  This podcast is going to provide helpful information, so you have a better idea of what…Read More

Louisville personal injury attorney Jim Desmond is launching a new podcast to help you understand how and why injury cases are handled and resolved successfully. Jim is licensed in both Kentucky and Indiana. He's handled automobile accident cases for over 20 years. A new podcast episode will be release every 2 weeks with insights and perspectives related to auto accidents.…Read More

For a moment, put aside the stereotypes you have about car wrecks, attorneys who advertise on TV and insurance companies. Ask yourself this one question, “How do I get my car fixed after a wreck that was not my fault?"  If you think the answer is that the guy who caused the car accident is responsible for all of your…Read More

Listed below are 10 things that as a personal injury lawyer, I think you should do when you are involved in a car wreck. Obviously, your health comes first and if you were injured in the car wreck, let the police handle these items instead. Call the police and let them create a report. That report creates a record of…Read More

1) Get rid of any deductible you have against your no-fault or PIP coverage. You CAN NOT recover that deductible from the at-fault’s insurance company, and you might have saved $30 a year for a deductible that just cost you $1,000. 2) You can use either your own car insurance, i.e. your collision coverage, or the at-fault’s drivers’ insurance to…Read More

Handling Car Accident Cases in Kentucky

Rather than do a lengthy blog on one car wreck topic, I thought it would be interesting to highlight some of the car accident cases that I handled in 2018.  Hopefully, each illustration demonstrates how one fact can affect the value and difficulty of pursuing a personal injury claim. Advantage of UIM Coverage - Client returned to my office for…Read More

While everyone thinks it will never happen to them, we all know car accidents happen no matter how carefully you might drive.  Nevertheless, you don’t ever want to be the one at fault for a car wreck.  Not only can you not recover your damages (i.e. the damage to your car, rental car expense, pain and suffering, etc.), if you…Read More

This has been an interesting week because I received several phone calls from individuals who caused a car accident AND were not properly insured at the time of the car wreck. Now these callers are at risk of a Default Judgment and more.  In a nutshell, the problem is that since they did not have valid car insurance at the…Read More

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