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Episode 6:  Louisville automobile accident attorney Jim Desmond continues the discussion about the accident claim process.  He’s going to explain important issues related to getting back to normal, after a car wreck.  This discussion began in Episode 5. Assuming you now have the police report, you’ll determine what company is actually insuring the automobile.  This might take some effort.  Once…Read More

Episode 5:  When a car accident happens, the insurance coverage in place is what matters.  You can’t add coverage after the wreck.  Therefore, be proactive and understand what type of accident coverage you have and what you might need.  Now let's discuss what to do after a car wreck in Kentucky. What do you do after the collision happens? Don’t…Read More

Uninsured Motorist (UM) and Under Insured Motorist (UIM) Coverage.  In today's episode, Louisville personal injury attorney Jim Desmond discusses UM/UIM Coverage.  Uninsured Motorist and/or Under Insured Motorist coverage is generally used for pain and suffering claims and uncompensated medical expenses. Your uninsured motorist coverage and under insured motorist coverage must be in place before the collision occurs.  Bodily injury coverage…Read More

Episode 3 – No Fault Coverage in Kentucky Jim Desmond is personal injury attorney licensed in Kentucky and Indiana.  His office is located in Louisville.  We will launch new episodes of the Kentucky Auto Accident Podcast, every 2 weeks.  This podcast is going to provide helpful information, so you have a better idea of what you should do after a car…Read More

Episode 2 - Determining Fault in a Kentucky Car Accident Recorded Statements with an Insurance Adjuster No one likes giving a recorded statement, especially when it comes to determining fault in an accident claim.  The adjusters have hundreds of open files.  Any piece of information you provide will go into the file.  If no one is disputing fault (e.g. they…Read More

Episode 1 Meet Jim Desmond, Louisville Car Wreck Attorney Jim Desmond is a personal injury attorney licensed to practice in both Kentucky and Indiana.  His office is located in Louisville.  We will launch new episodes of the Kentucky Auto Accident Podcast, every 2 weeks.  This podcast is going to provide helpful information, so you have a better idea of what…Read More

Louisville personal injury attorney Jim Desmond is launching a new podcast to help you understand how and why injury cases are handled and resolved successfully. Jim is licensed in both Kentucky and Indiana. He's handled automobile accident cases for over 20 years. A new podcast episode will be release every 2 weeks with insights and perspectives related to auto accidents.…Read More

For a moment, put aside the stereotypes you have about car wrecks, attorneys who advertise on TV and insurance companies. Ask yourself this one question, “How do I get my car fixed after a wreck that was not my fault?"  If you think the answer is that the guy who caused the car accident is responsible for all of your…Read More

Listed below are 10 things that as a personal injury lawyer, I think you should do when you are involved in a car wreck. Obviously, your health comes first and if you were injured in the car wreck, let the police handle these items instead. Call the police and let them create a report. That report creates a record of…Read More

1) Get rid of any deductible you have against your no-fault or PIP coverage. You CAN NOT recover that deductible from the at-fault’s insurance company, and you might have saved $30 a year for a deductible that just cost you $1,000. 2) You can use either your own car insurance, i.e. your collision coverage, or the at-fault’s drivers’ insurance to…Read More

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