Jim Desmond Law Office,PLLC

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4965 US HWY 42, SUITE 1000, LOUISVILLE, KY 40222

Jim Desmond Law Office,PLLC

Car Wrecks

Rather than do a lengthy blog on one car wreck topic, I thought it would be interesting to highlight some of the car accident cases that I handled in 2018.  Hopefully, each illustration demonstrates how one fact can affect the value and difficulty of pursuing a personal injury claim. Advantage of UIM Coverage - Client returned to my office for…Read More

While everyone thinks it will never happen to them, we all know car accidents happen no matter how carefully you might drive.  Nevertheless, you don’t ever want to be the one at fault for a car wreck.  Not only can you not recover your damages (i.e. the damage to your car, rental car expense, pain and suffering, etc.), if you…Read More

This has been an interesting week because I received several phone calls from individuals who caused a car accident AND were not properly insured at the time of the car wreck. Now these callers are at risk of a Default Judgment and more.  In a nutshell, the problem is that since they did not have valid car insurance at the…Read More

Someone posted a great question on a message-board I belong to.  Essentially, the person felt that they had a slam dunk case against their own uninsured motorist coverage.  For this reason, they questioned whether they should keep their personal injury attorney or fire him and save the contingency fee. I loved the question because it brings up so many areas…Read More

It is not surprising that personal injury lawyers have a less than perfect reputation. Every time you turn a television on, you see television commercials promising “big checks” or ”making the other guy pay.”  However, those ridiculous slogans are not really what personal injury law is all about. The legal system only allows you to recover money for the damages…Read More

With the snowy weather and icy conditions, I figured it was time to discuss some general principles in regard to handling car wrecks and personal injury claims. First, as I have preached before, please make sure all your vehicles have at least $100,000 per person of uninsured and underinsured motorist coverage on any automobile insurance policies.   I regularly deal with…Read More

Reflex Sympathetic Dystrophy (RSD), also referred to as Complex Regional Pain Syndrome (CRPS), is a condition that can be characterized by a variety of symptoms including pain, frequently a burning type of pain, tenderness, swelling of the area or extremity, sweating, flushing, warmth and/or coolness of the area, discoloration, and in some cases shiny skin. How RSD develops is not…Read More

The legal requirement, per Kentucky law, that your car must have insurance coverage.  Anyone who has read one of my blogs or has visited my website, www.AttorneyDesmond.com, has probably heard me preach about having at least $100,000 per of uninsured motorist coverage on both their automobile insurance and their motorcycle insurance.  Nevertheless, it appears there's a Kentucky uninsured driver loophole.…Read More

I filed a lawsuit against what appears to be an uninsured driver this weekend.  The Jefferson County Clerk has set it up so I can file a Complaint, the document that starts a lawsuit electronically from my computer.  However, the filing fee for a lawsuit tends to cost me about $198 for each lawsuit filed with the Jefferson Circuit Court. …Read More

One of the leading causes of death among those between the ages of 1 and 54 in the United States is motor vehicle crashes, and one of the most effective ways to reduce injuries and save lives is the use of a seat belt. All 50 states have some form of seat belt law, be it a primary offense in…Read More

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