Jim Desmond Law Office,PLLC

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(502) 694-1888

4965 US HWY 42, SUITE 1000, LOUISVILLE, KY 40222

Jim Desmond Law Office,PLLC

General Blog

Posted below is answer I put on Avvo.com for an Indiana Car Wreck wherein the injured party did not have car insurance: On the issue of no insurance that's a criminal charge and I don't handle those kind of cases. You need to contact a criminal defense attorney. On the civil case, you have a personal injury claim against the…Read More

I just posted this answer on Avvo. In short, the question is what do you do about a rental car when the insurance company for the at-fault driver is claiming they can't get hold of their driver. On the police report, go to buy crash.com and see if you can print one up. If you can, fax it to the…Read More

WWW.EASYCARWRECK.COM I created a new website, EasyCarWreck.Com to make it easier for car accident victims to get immediate legal advice. On EasyCarWreck.com, a person only has to complete five questions to get a free, legal analysis within 24 hours. No commitment or fees. I will provide you with my legal analysis of your car wreck and how I can help you!…Read More

Remember that there is criminal law and civil law. Criminal law means the State can assert fines against you and possible make you serve jail time. Civil law means that you, the injured victim, have the right to recover money damages from the party that was negligent if their negligence injured you.  Yes, that is an oversimplification but accurate for…Read More

For the majority of people who are involved in an auto accident, insurance adjusters can be either their best friend or their worst enemy. However, generally dealing with insurance adjusters after a car accident can be an unpleasant experience especially for someone unfamiliar with their insurance policy and the legal verbiage entailed therein.  An insurance adjuster researches your accident and…Read More

What does it mean to stack insurance coverage in a Louisville area injury accident under Kentucky or Indiana Law?  Kentucky law allows stacking of uninsured and underinsured motorist benefits depending upon how the insurance policy is written. Indiana does not allow insurance policies to be stacked. Simply put, stacking refers to recovering insurance polices from more than one applicable policy.…Read More

Occupational injuries are not always as straightforward as they seem.  For the millions of workers across America, only some states require certain employer’s to offer worker’s compensation coverage.  For people like independent contractors, housekeepers, and seasonal workers, worker’s compensation doesn’t always cover their workplace accidents. But that doesn’t mean their employer isn’t responsible for their workplace injury.  It’s better to…Read More