Insurance Issues Archives - Desmond Law Offices, PLLC Insurance Issues Archives - Desmond Law Offices, PLLC
Jim Desmond Law Office,PLLC

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4965 US HWY 42, SUITE 1000, LOUISVILLE, KY 40222

Jim Desmond Law Office,PLLC

Insurance Issues

Episode 12:  On today’s episode, Jim Desmond discusses motorcycles and COVID-19. Right now, in the world, people are struggling with let’s face it, Cabin Fever. With nice weather happening, motorcycle riders are taking full advantage. The biggest concern is now there may be drivers with no insurance or less insurance coverage than before due to lack of working or even…Read More

As a personal injury lawyer, I did not expect to have to comment on the coronavirus. However, several phone calls I recently received have made a couple of points worth mentioning. 1)    I am still open and doing business. If you have a legal question about a car accident, I am still answering my cell phone and will continue to do…Read More

In a recent podcast episode, I discussed the law concerning motorcycle wrecks at length.  It’s so important that I took my outline for that podcast and I elaborated on it below.  I hope this information assists you and don’t hesitate to call me at 502-609-7657 if you have concerns about your motorcycle accident. Personal Injury Law for Motorcycle Wrecks Usually,…Read More

Episode 6:  Louisville automobile accident attorney Jim Desmond continues the discussion about the accident claim process.  He’s going to explain important issues related to getting back to normal, after a car wreck.  This discussion began in Episode 5. Assuming you now have the police report, you’ll determine what company is actually insuring the automobile.  This might take some effort.  Once…Read More

Uninsured Motorist (UM) and Under Insured Motorist (UIM) Coverage.  In today's episode, Louisville personal injury attorney Jim Desmond discusses UM/UIM Coverage.  Uninsured Motorist and/or Under Insured Motorist coverage is generally used for pain and suffering claims and uncompensated medical expenses. Your uninsured motorist coverage and under insured motorist coverage must be in place before the collision occurs.  Bodily injury coverage…Read More

For a moment, put aside the stereotypes you have about car wrecks, attorneys who advertise on TV and insurance companies. Ask yourself this one question, “How do I get my car fixed after a wreck that was not my fault?"  If you think the answer is that the guy who caused the car accident is responsible for all of your…Read More

This has been an interesting week because I received several phone calls from individuals who caused a car accident AND were not properly insured at the time of the car wreck. Now these callers are at risk of a Default Judgment and more.  In a nutshell, the problem is that since they did not have valid car insurance at the…Read More

With the onset of Spring, motorcycles are back on the road in Kentucky. In fact, Kentucky has over 100,000 motorcycles registered.  It is estimated that nationwide over 80,000 motorcycle wrecks occur a year.  So how does the injured motorcyclist get his or her medical bills paid when Kentucky law only requires that a driver carry at least $25,000 per person…Read More

Someone posted a great question on a message-board I belong to.  Essentially, the person felt that they had a slam dunk case against their own uninsured motorist coverage.  For this reason, they questioned whether they should keep their personal injury attorney or fire him and save the contingency fee. I loved the question because it brings up so many areas…Read More

It is not surprising that personal injury lawyers have a less than perfect reputation. Every time you turn a television on, you see television commercials promising “big checks” or ”making the other guy pay.”  However, those ridiculous slogans are not really what personal injury law is all about. The legal system only allows you to recover money for the damages…Read More

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