How Do I Pay My Medical Bills While Waiting For My Motorcycle Accident Claim To Be Resolved?
Generally, I tell my clients to go ahead and let their health insurance pay their medical bills. The health insurance company asserts a lien against the case and is already contracted with that hospital, so they don’t have to pay the full amount. Their right to recover against your personal injury settlement is limited to the amount they actually pay. As a result, you end up paying less out of your settlement.
What Are The Most Common Causes Of Motorcycle Accidents?
Most of the time, motorcycle accidents are caused not by the motorcyclist, but the driver of the vehicle. Usually, it’s inattention on their part. The problem is that the motorcycle doesn’t offer the motorcyclist much protection, so wrecks tend to have higher than average injuries and medical bills.
How Long Do I Have To File A Claim After A Motorcycle Accident?
The statute of limitations for a motorcycle wreck is two years from the date of the wreck. This means that the personal injury claim has to be filed with a proper court of law before that two years has expired or the claim is barred. While you can extend the statute of limitations in Kentucky for two years from the date of the wreck or two years from the date of the last no-fault payment, most motorcycle insurance policies don’t have no-fault coverage, so you can’t rely on that latter part to file the claim later.
If I Am Involved In A Motorcycle Accident In Another State, Do I Need To Hire An Attorney In That State?
Attorneys are licensed by the state bar. I am licensed in Indiana and Kentucky, and my office is in Kentucky. If an accident happens in another state, I can still handle the claim by hiring a local firm. I’ll hire a local firm to serve as co-counsel on your case, so you get another attorney for the price of one.
Do I Need A Motorcycle Accident Attorney Even If My Injuries Are Not Serious?
Kentucky is a no-fault state. In exchange for that, we give up the right to recover for medical bills up to $10,000 and it becomes the right of the insurance company who pays them. If you are on a motorcycle and you don’t have no-fault insurance, the law says you still give up the right to recover the first $10,000 of your medical bills and lost wages. As soon as you get on that motorcycle, you are being penalized and can’t recover the first $10,000 of your medical bills or lost wages from a wreck, even though you were not at fault. You need an attorney because there are ways to minimize those penalizations and maximize what we can put in your pocket through a pain and suffering claim.
For more information on Paying Medical Bills During A Pending Claim, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (502) 694-1888 today.
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