Jim Desmond Law Office,PLLC

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(502) 609-7657

4965 US HWY 42, SUITE 1000, LOUISVILLE, KY 40222

Jim Desmond Law Office,PLLC

The amount of your auto accident settlement depends upon your length of treatment, your total medical bills, your lost wages, and the amount of insurance coverage available. The biggest issue is to first get you the treatment you need and get those medical bills paid. Only when that is done should you worry about the value of your personal injury claim.

How Long Does It Take To Settle A Motorcycle Accident Claim?

Most personal injury claims take six to eight months to resolve. Many times, claims involving motorcycle riders settle sooner because the injuries sustained by the motorcycle rider can typically far exceed the insurance coverage of the at-fault driver.

What Auto Accident Settlement Factors Play Into A Motorcycle Accident Case?

The biggest issue in these cases is how well insured the at-fault driver is. If you are on a motorcycle and sustain a broken leg that requires surgery, you might have over $50,000 in medical bills. However, under Kentucky and Indiana law, an at-fault driver might legally operate a car with as little as $25,000 in insurance coverage.

What If I Was Partially At Fault For Causing The Accident?

Kentucky has a pure comparative fault, which means you can still recover on your personal injury claim even if your fault was the primary cause of the wreck. If you were 90% at fault for a wreck, you can still recover 10% of your damages. Indiana has modified comparative fault, which means that your claim is completely barred unless you are less at fault than the other driver.

Is Insurance Coverage In A Motorcycle Accident Case An Important Issue?

If an insurance company is telling you there is an issue as to whether they owe insurance coverage, I suggest you contact an experienced personal injury lawyer to discuss that issue with them. If an insurance company finds that they don’t owe you insurance coverage for a motorcycle wreck, the insurance company is completely off the hook. Then, the question becomes how you will get your medical bills paid and how you are going to recover on your claim for pain and suffering.

Are Liability Experts Important For My Motorcycle Accident Case?

Whether a liability expert is necessary depends on if liability for the wreck is going to be disputed and if your injuries are severe enough to justify the cost of the expert. Most experts charge anywhere from $3,000 to $6,000.

Will My Motorcycle Accident Settle Out Of Court?

Most cases settle out of court but there is no guarantee. It all depends upon the extent of your injuries and whether we can clearly show that the other driver was at fault.

What Are Some Examples Of Negligence That Can Lead To A Motorcycle Accident?

The negligence I see most often is when another driver turns left in front of a motorcycle because he or she did not see the motorcycle. The fault should rest with the vehicle that was turning left.

My Insurance Company Advised Me Against Contacting A Personal Injury Lawyer. Should I listen?

Your insurance company is in the business of saving money. The less they pay out on injury claims, the more profitable their business is. In contrast, a good personal injury lawyer does not get paid unless you recover on your personal injury claim. The lawyer, unlike the insurance company, has the same goal as you, which is to maximize the amount you can recover on your claim for pain and suffering.

The Insurance Carrier Offered To Pay Some Of My Expenses if I Didn’t Call A Personal Injury Lawyer. Why Shouldn’t I Take Their Offer?

Most likely, the insurance company will give you a lousy offer that fails to cover any future medical bills you might incur. It also may not address your lost wages, scarring, or any other claims you might be able to make. The safest bet is to let a good personal injury lawyer take a look at your claim and see whether it is a good auto accident settlement offer.

When Should I Get My Motorcycle Repaired?

You can get your motorcycle repaired within a couple of weeks of the wreck. Just take pictures of the damage first and make sure all the insurance companies involved in the wreck had the chance to inspect the damage to your motorcycle.

Can I Obtain Compensation For My Injuries If The At Fault Driver Does Not Have Auto Insurance?

If the at fault driver does not have insurance, we look to your insurance coverage on the motorcycle and hope that you purchased uninsured motorist coverage. If you did not, we look to your car insurance and hope we can make that uninsured motorist coverage apply. If you don’t own a car, we look and see whether a car insurance policy in your household, typically from a family member that you are living with, might apply.

For more information on Compensation In An Auto Accident Settlement, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (502) 609-7657 today.

Attorney James Desmond

Call Me On My Phone: (502) 609-7657