Why Can’t I Just Use My No-Fault Insurance To Pay My Medical Bills After A Motorcycle Wreck?
Unfortunately when your on a motorcycle you don’t have no-fault insurance unless you specifically bought it. Recall that no-fault insurance means that the vehicle your in covers your medical bills up to $10,000 automatically for a wreck that happens in Kentucky. On a motorcycle, the law says, you’re not entitled to that coverage unless you bought no-fault insurance specifically. Most motorcyclists don’t buy it because it’s very expensive. Again, we will then have to fall back on other coverages we can use and most likely it’s going to be your health insurance, we're going to use to pay your medical bills.